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NYT > Real Estate
In Paris, Owning an Eleventh of an Apartment
Real estate experts say that Americans looking to buy abroad are increasingly exploring group properties.
Property Values: What You Get for ...$900,000
A three-bedroom 1890 Victorian in Fernandia Beach, Fla.; a two-bedroom 1800s cabin in Franklin, Tenn.; and a four-bedroom contemporary in Rancho Mirage, Calif.
Worth the Climb
Some of the best deals in New York right now are for top-floor apartments in walk-ups. Buyers who make the effort are finding lots of light and great views.
Living in Rossville, S.I.: Steeped in History, With a Feel of the Brand New
Families in search of a suburban setting have flocked to Rossville to fill the new houses that keep popping up.
Streetscapes | SoHo Historic District: Not Exactly the Wild West
One side of a SoHo street received protection as a historic district in 1973. Why does the unprotected side look so similar?
Posting: Brooklyn Churches Come and Go
More than two dozen churches and synagogues in Manhattan and Brooklyn have been repurposed for residential and commercial development since the 1980s.
Habitats | Ridgewood, Queens: A ‘Farmhouse? Near the L Train
In search of a space to renovate, a family was drawn to a 1908 row house in Ridgewood, Queens.
The Hunt: Home Again (or Still)
Feeling caged after a few years in one place, a couple searched the Upper West Side for a two-bedroom.
Your Home: Can a Bargain Rent Have Staying Power?
For landlords and tenants in rent-stabilized buildings, few issues are more important than ?preferential rent.?
Mortgages: A Fixed-Fee Refinancing
A new kind of adjustable-rate mortgage allows users to refinance the loan for a flat fee.
Q & A: Can the Sponsor Vote for His Ex-Wife?
The ex-wife of a co-op sponsor wants to serve on the board. If the sponsor is paying her alimony, can he vote for her?
Q & A: The Trunk Is in Their Yard, the Branches Are in Yours
What rights do I have to get the railroad to take care of trees intruding into my property?
In the Region | Westchester: Parking Space as Living Space?
A report suggested using land in office parks for moderate-cost housing, but officials are wary.
In the Region | New Jersey: Spring in a Cold Climate
The latest residential real estate numbers from New Jersey make it clear that the housing market has further to fall.
In the Region | Long Island: Bridal Gown? Caterer? Mortgage?
As they seek to offset the downturn in sales, real estate and mortgage brokers have recently started courting the newly engaged.
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| Real
Estate |
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Real estate or immovable property is a legal
term (in some jurisdictions) that encompasses land along with anything
permanently affixed to the land, such as buildings. Real estate (immovable
property) is often considered synonymous with real property (also
sometimes called realty), in contrast with personal property (also
sometimes called chattel or personalty). However, for technical purposes,
some people prefer to distinguish real estate, referring to the land and
fixtures themselves, from real property, referring to ownership rights
over real estate. The terms real estate and real property are used
primarily in common law, while civil law jurisdictions refer instead to
immovable property.
In recent years, many economists have not recognized that the lack of
effective real estate laws can be a significant barrier to investment in
many developing countries. In most societies, rich or poor, a
significant fraction of the total wealth is in the form of land and
buildings. In most advanced economies, the main source of capital used
by individuals and small companies to purchase and improve land and
buildings is mortgages -- bank loans for which the real property itself
constitutes collateral. Banks are willing to make such loans at
favorable rates in large part because if the borrower does not make
payments the lender can foreclose, that is, file a court action that
lets them take the property and sell it to get their money back. But in
many developing countries there is no effective means by which a lender
could foreclose, so the mortgage loan industry as such either does not
exist at all or is only available to members of privileged social
classes.
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