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NYT > Real Estate
The Noise Children Make
As more families stay in New York City, the patter of little feet is becoming a major source of complaints from the neighbors.
In the Region: House Is New, but Style Is Classic
Architects and buyers show a growing fascination with the Arts and Crafts style developed in the early 20th century.
The Hunt: Room to Decorate
The goal for Judson Vann was to find a place convenient to work and to friends in Clinton or Chelsea.
Streetscapes | East 68th Street: A Bright Palette of Row Houses
A quiet block on the Upper East Side presents a catalog of designs covering 125 years.
Living in Old Greenwich, Conn.: A Yesteryear Feel, With Today’s Prices
Measuring just over two square miles, with about 10,000 people, Old Greenwich offers a small-town feel with big-city prices.
Habitats | Prospect Heights, Brooklyn: Growing Into a Home, and a Country
Mohammed Ali bought his co-op when he was single. Since then it has blossomed into a family home.
Posting: Whistling Past the Condominiums
One of the closest neighbors of a new condominium conversion in Kew Gardens is the Maple Grove Cemetery.
Big Deal: Catch-22 of Urban Renewal
After about a decade of negotiations, a group of artists took title to their East Village building, but there is one snag.
Big Deal: Grand Condo Plan Abandoned
A plan to build luxury apartments atop two Upper West Side buildings gestated for three years.
Away: From Urban Hotelier to Gentleman Farmer
A family expands its weekend farmhouse, maintaining its rustic style. Almost double in size, it has room for all, including sheep and llamas.
Your Second Home | Guests With Children: No-Tears Visiting
Children at the country place: A guide to help keep housemates of all ages happy.
Havens | Oxford, Miss.: A College Town Where the Streets Are Paved in Magnolia
Not the quiet town William Faulkner knew 50 years ago, Oxford, Miss. has become a see-and-be-seen place.
High and Low | Muskoka Region in Ontario: A Land of Lakes, Farther North
The Muskoka region, two hours north of Toronto, offers homes on more than 250 lakes — the larger the lake, the higher the cost of waterfront real estate.
Breaking Ground: The Westin Verasa Napa Residences and Karina Bay Resort & Ma...
A country condominium-hotel in Napa, Cali. and a waterfront fractional-ownership development in Key Largo, Fla.
International Real Estate: For Sale in . . . Montego Bay, Jamaica
A four-bedroom four-bath villa, with ocean views and a pool in a gated community, is on the market for $1.6 million.
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Estate |
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Real estate or immovable property is a legal
term (in some jurisdictions) that encompasses land along with anything
permanently affixed to the land, such as buildings. Real estate (immovable
property) is often considered synonymous with real property (also
sometimes called realty), in contrast with personal property (also
sometimes called chattel or personalty). However, for technical purposes,
some people prefer to distinguish real estate, referring to the land and
fixtures themselves, from real property, referring to ownership rights
over real estate. The terms real estate and real property are used
primarily in common law, while civil law jurisdictions refer instead to
immovable property.
In recent years, many economists have not recognized that the lack of
effective real estate laws can be a significant barrier to investment in
many developing countries. In most societies, rich or poor, a
significant fraction of the total wealth is in the form of land and
buildings. In most advanced economies, the main source of capital used
by individuals and small companies to purchase and improve land and
buildings is mortgages -- bank loans for which the real property itself
constitutes collateral. Banks are willing to make such loans at
favorable rates in large part because if the borrower does not make
payments the lender can foreclose, that is, file a court action that
lets them take the property and sell it to get their money back. But in
many developing countries there is no effective means by which a lender
could foreclose, so the mortgage loan industry as such either does not
exist at all or is only available to members of privileged social
classes.
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